We have loan programs designed to fit every need for home purchases or refinances, large or small, primary or vacation homes; even homes for investment purposes. Our very competitive fixed and adjustable rates provide flexibility for your particular needs.
There’s no better time than now to build that home you have always wanted! We’ll make the process easy for you with our single closing Construction to Permanent loan, saving you money. We have years of experience with local construction. The RSB Mortgage Team is ready to help you today!
Whether you want to build now or later, we have a lot loan program designed for you to meet your needs! From Roanoke Rapids to Lake Gaston and places in between, RSB is eager to work with you today!
| LOAN TYPE | TERM (IN YEARS) | RATE | APR |
|---|---|---|---|
| 30 Year Fixed Conventional Primary Home | 30 | 6.625% | 6.891% |
| 15 Year Fixed Conventional Primary Home | 15 | 5.750% | 6.175% |
| 30 Year Fixed Conventional 2nd Home | 30 | Please call 252-410-7115 for rates | Please call 252-410-7115 for rates |
| 15 Year Fixed Conventional 2nd Home | 15 | Please call 252-410-7115 for rates | Please call 252-410-7115 for rates |
| Jumbo Loans Fixed | 15 | Please call 252-410-7115 for rates | Please call 252-410-7115 for rates |
| Jumbo Loans Fixed | 30 | Please call 252-410-7115 for rates | Please call 252-410-7115 for rates |
| 1 Yr. ARM Construction | 30 | 7.125% | 7.335% |
| 15 Year Fixed Lot Loan | 15 | 8.625% | 9.062% |
| 5/1 ARM Lot | 20 | 8.125% | 8.470% |
| USDA | 30 | 5.625% | 6.653% |
| FHA/VA | 30 | 5.625% | 6.218% |
This is a limited time offer and is subject to change without notice.
Example: Loan amount $100,000.00. Rates based on an 80% LTV and a 1% origination fee. The 30 year loan would require 360 monthly payments of $640.31. Escrowing of taxes and insurance will result in these payments being greater.
Having been in our community since 1914, we understand our local housing market. The Mortgage Team at RSB is always ready to get started with you to help make that home purchase or save you money on a refinance!